Discover the car finance that’s right for your needs

Discover the car finance that’s right for your needs

We provide a variety of purchase and funding options in order to make your car buying easy and hassle-free with competitive interest levels, discounts and payment that is flexible. Make use of our convenient car finance calculators to compare car loan prices and terms and protect your vehicle with your repayment security and insurance choices.

Why choose TDECU for the loan?

  • Prices starting at 2.49% APR 1
  • No cash straight straight down solutions
  • Discounts for recurring direct deposit of $250 or even more
  • No concealed charges, expenses, or penalties that are early-payoff
  • Affordable payment plans customized to your requirements
  • 24-hour approval of all loans
  • Terms so long as 72 months

Brand brand New or utilized automotive loans

No cash straight straight straight down choices available, discounts for recurring direct deposits of $250 or maybe more, with no concealed costs, expenses or very early payoff charges

2.49% – 48 Mo. – brand brand New car

No re re re payments for 3 months 3

Get car loan somewhere else?Refinance with TDECU! 2

Reduce your payment per month. Discounts for recurring direct build up of $250 or maybe more, with no concealed costs, expenses or payoff that is early

2.49% – 48 Mo. – New car

No re payments for 3 months 3

Motorcycle, motorboat and leisure automobile loans

Thinking of buying a motorcycle, watercraft, RV, ATV/UTV or, to refinance that loan held somewhere else 2 we now have funding options for anyone, too!

4.49% – 48 Mo. – brand brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand New leisure automobile

No re payments for ninety days 3

brand brand New or used automotive loans

Get car finance somewhere else?Refinance with TDECU! 2

Motorcycle, motorboat and leisure automobile loans

No cash down choices available, discounts for recurring direct deposits of $250 or even more, with no concealed costs, expenses or payoff that is early

Decrease your payment per month. Discounts for recurring direct build up of $250 or even more, with no concealed charges, expenses or payoff that is early

Get pre-approved

Whenever you are pre-approved for a TDECU car loan, vehicle dealers understand you’re a severe customer and you will be prepared to provide a great deal to have your online business. Plus, you will end up confident comprehending that you’ve got low-rate funding given by TDECU.

Finance during the dealership

TDECU financing can be acquired straight at a huge selection of dealerships in Texas. When you discover the automobile you would like, inform the dealer you prefer your loan from TDECU, then finish the paperwork right during the dealership, plus in virtually no time your loan is authorized.

Shop with Carvana

Carvana offers an showroom that is online of, top-quality automobiles. In some presses you can easily choose, finance, and pick-up your vehicle from their automobile Vending device or have your car or truck sent to you. All by having a 7-day guarantee that is money-back.

Car finance calculators

Our online car loan calculators shall help you estimate your instalments to help you discover the loan that is right you.

pick a calculator through the list below.

Car: Simply How Much Will My Automobile Payments Be? Automobile: How Much Vehicle Can I Pay For?

Here is what you will have to offer us to begin with:

  • Work, income, and housing information
  • Amount you may like to finance (price, fees, name, permit, and warranties, less downpayment that is any
  • Period of the mortgage, also referred to as the expression regarding the loan
  • If you’re investing in a car we’re going to require the title, approved cash advance centers loan, enrollment and permit information
  • We will need the Vehicle Identification Number (VIN), the exact mileage and the dealer or seller’s name if you have already selected a vehicle to purchase

re Payment insurance and protection coverage

GAP insurance coverage

This protection is supplemental to much of your insurance coverage and will help with paying any differences when considering what exactly is owed on the car, plus the vehicle’s value.

Car benefit advantage

Included included in the GAP insurance plan, this advantage pays as much as $500 per loss (unlimited losses each year) whenever a claim is filed and compensated along with your main insurance coverage provider.

TDECU Insurance Agency, LLC

Our agency will continue to work to you to definitely discover the most readily useful motor insurance prices that won’t sacrifice coverage. We are going to perform some contrast work, finding you the most useful protection at the very best value.

Have actually you received a page when you look at the mail regarding Collateral Protection Insurance (CPI)? Click on the key below to offer your evidence of insurance on line.

Car loan FAQ

Just how can being help that is pre-approved once I am searching for a car?

You can focus on negotiating the best price when visiting the dealership when you are pre-approved for a vehicle loan. This permits one to go shopping with full confidence, once you understand you will not end up getting higher level funding. Dealers have a tendency to just just take people with pre-approved funding more really as it means you’re earnestly hunting for a car willing to work.

Can I be authorized for an automobile loan and possess funds available the day that is same?

Most of the time, you may well be approved and funds made available the exact same time. We recognize that sometimes the vehicle-buying procedure can be an matter that is urgent. All of us will reply to your concerns which help expedite the automobile loan approval and application procedure.

May I make extra re payments and spend my vehicle loan off sooner than the first term?

Yes. At TDECU, there are not any prepayment charges for settling your vehicle loan prior to when your initial term. In reality, it is a terrific way to spend less on interest throughout the long haul!

1 APR = Apr.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest is supposed to be charged for your requirements through the initial loan date from the unpaid stability through the 90-day repayment deferral duration. Restricted time offer.

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